Every time you spend in the Anakin ecosystem, Anakin builds your portfolio — units in a SEC-registered Nigerian Money Market Fund, managed by a licensed Nigerian fund manager. Daily NAV appreciation. Borrow against it. That's Anakin.
Anakin — Someday
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Every Transaction Is An Investment In Your Future.
Why Anakin Exists
Billions of naira move through the economy every day. At fuel stations. At supermarkets. At pharmacies and restaurants. The bank takes a fee. The processor takes a cut. The merchant keeps the margin. The customer gets a receipt — and that's where their money stops working for them.
We are a Nigerian company, built in Abuja, and we built Anakin to change that. On every qualifying transaction in the Anakin ecosystem, Anakin allocates Credits directly into your account — units in a SEC-registered Nigerian Money Market Fund, managed by a licensed Nigerian fund manager. You are already spending this money. Earning Credits costs you nothing extra on qualifying transactions. But now, every transaction also builds a real, regulated, daily NAV appreciation portfolio that is entirely yours.
For Prime members, that portfolio unlocks Portfolio Advance — access up to 70% of your portfolio value at checkout, with no interest and no repayment obligation. Prime Plus extends that to 100%. No credit check. No paperwork. Your streak earns it. Your portfolio backs it.
Read the full story →The Ecosystem
Anakin is a closed-loop ecosystem built for the way Africa moves. Fund your wallet. Transact everywhere. Earn Credits on everything. The more you use it, the more it pays you back.
How It Works
Four steps. That's all it takes to start earning Credits on everything you spend.
Anakin Credits Portfolio
Credits are not loyalty points. Every credit you earn is a unit in a SEC-registered Nigerian Money Market Fund — managed by a licensed fund manager, accruing yield daily, backing your Portfolio Advance. Yours automatically on every transaction. No forms. No requests. No waiting.
Actual Credits earned vary by transaction type and merchant category.
SEC-regulated. Licensed fund manager. Daily NAV appreciation.
Your portfolio grows every morning you wake up — and backs your Portfolio Advance.
Membership Tiers
Three tiers. No applications. No forms. Just use Anakin — and the platform upgrades you automatically as your streak grows.
The Anakin Network
Fuel stations. Supermarkets. Restaurants. Pharmacies. Fashion. Healthcare. Vehicles. The Anakin Network is being built across every category that matters to your daily life.
Refer & Earn
Share your Anakin referral code with anyone. When they sign up and complete their first transaction, you both receive ₦1,000 worth of Anakin Credits — automatically.
Your unique referral code is in the app under Profile → Refer & Earn.
Credits are issued as MMF units at the prevailing NAV. The number of units issued varies with the daily NAV per unit.
Anakin is live. Sign up, fund your wallet, and start earning Credits on your very first transaction. You're already spending money on fuel, groceries, and airtime. With Anakin, every one of those transactions builds units in a SEC-registered Nigerian Money Market Fund — automatically, for free.