Now live on web. Native apps coming soon.

You're already spending.
Start building.

Every time you spend in the Anakin ecosystem, Anakin builds your portfolio — units in a SEC-registered Nigerian Money Market Fund, managed by a licensed Nigerian fund manager. Daily NAV appreciation. Borrow against it. That's Anakin.

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Download on the App Store Coming to App Store

Film coming soon

Every Transaction Is An Investment In Your Future.

Your money should
work harder than that.

Billions of naira move through the economy every day. At fuel stations. At supermarkets. At pharmacies and restaurants. The bank takes a fee. The processor takes a cut. The merchant keeps the margin. The customer gets a receipt — and that's where their money stops working for them.

We are a Nigerian company, built in Abuja, and we built Anakin to change that. On every qualifying transaction in the Anakin ecosystem, Anakin allocates Credits directly into your account — units in a SEC-registered Nigerian Money Market Fund, managed by a licensed Nigerian fund manager. You are already spending this money. Earning Credits costs you nothing extra on qualifying transactions. But now, every transaction also builds a real, regulated, daily NAV appreciation portfolio that is entirely yours.

For Prime members, that portfolio unlocks Portfolio Advance — access up to 70% of your portfolio value at checkout, with no interest and no repayment obligation. Prime Plus extends that to 100%. No credit check. No paperwork. Your streak earns it. Your portfolio backs it.

Read the full story →
SEC
Regulated Money Market Fund — your portfolio is a licensed financial asset
0%
Interest on your Portfolio Advance — no payment obligation
SEC
Regulated Money Market Fund — not loyalty points

One platform.
Everything you need.

Anakin is a closed-loop ecosystem built for the way Africa moves. Fund your wallet. Transact everywhere. Earn Credits on everything. The more you use it, the more it pays you back.

💳
AnakinPay
Your Anakin wallet. Fund it from your bank, spend it everywhere in the ecosystem. Simple, fast, yours.
💰
Anakin Credits
Every qualifying transaction earns you units in a SEC-registered Nigerian Money Market Fund, managed by a licensed fund manager. Automatic. Daily NAV appreciation. Liquidate to naira within 1–2 business days.
Credits Advance
Anakin settles the merchant at checkout from its own facility. No cash interest on the secured balance. No credit check. No forms. No paperwork. Your portfolio stays intact while you spend.
🔐
AnakinID
One-time identity verification. BVN + NIN for Nigerians. International Passport for foreign nationals. Done once, done forever.
ANAKIN
AnakinPay
Credits
Network
AnakinID

From sign-up to
getting paid back.

Four steps. That's all it takes to start earning Credits on everything you spend.

01
Create your account
Visit the Anakin portal, sign up, and verify your identity with your BVN and NIN. Takes less than 3 minutes. Done once, done forever.
02
Fund your wallet
Transfer from your bank account directly into your Anakin wallet. Your money is yours — return it any time. No lock-in, no minimum.
03
Spend at the Network
Use your Anakin wallet at any merchant on the Anakin Network — fuel stations, supermarkets, restaurants, pharmacies, and more.
04
Your portfolio grows
Credits land in your portfolio instantly after every transaction. Access your Portfolio Advance at checkout, liquidate to cash, or let it compound. They never expire — they're yours.

Every transaction.
A regulated portfolio.

Credits are not loyalty points. Every credit you earn is a unit in a SEC-registered Nigerian Money Market Fund — managed by a licensed fund manager, accruing yield daily, backing your Portfolio Advance. Yours automatically on every transaction. No forms. No requests. No waiting.

01
You spend anywhere in the Anakin Network
Fuel. Groceries. Airtime. Food. Fashion. Healthcare. Every qualifying transaction counts.
02
Anakin builds your portfolio
Credits land in your portfolio automatically. Instantly. Every single time. No forms, no requests, no waiting. The full amount — always.
03
Your portfolio works for you
Back Anakin's credit facility at checkout. Let it compound over time. Liquidate to naira whenever you want — processed within 1–2 business days. It never expires. It's yours.
Every transaction, in real terms
You spend
₦5,000
Added to your portfolio
+850 cr

Actual Credits earned vary by transaction type and merchant category.

SEC-regulated. Licensed fund manager. Daily NAV appreciation.
Your portfolio grows every morning you wake up — and backs your Portfolio Advance.

💳 Use your Portfolio Advance
or
📈 Let it compound
or
💰 Liquidate to cash

The longer you stay,
the more you get.

Three tiers. No applications. No forms. Just use Anakin — and the platform upgrades you automatically as your streak grows.

🌱
Standard
From your first transaction
Welcome to Anakin. Your wallet is active, Credits are flowing, and you're already earning on every transaction. Everything you need, from day one.
AnakinPay Wallet Credits Accrual
🔥
Prime
Day 30 — 30-day streak
This is where Anakin's full power kicks in. Hit 30 consecutive days and your portfolio unlocks a Portfolio Advance — access up to 70% of your portfolio value at checkout, with no interest and no repayment obligation. Keep the streak alive and keep the benefits.
All Standard features Portfolio Advance ⚡ 70% of portfolio value
Learn how Portfolio Advance works →
💎
Prime Plus
Day 90 — 90-day streak
The maximum tier. Your Portfolio Advance expands to 100% of your portfolio value — the full value of what you've built, accessible at checkout. No interest. No repayment obligation. You got here by showing up every day. Anakin rewards that.
All Prime features 100% of portfolio value
Learn how Portfolio Advance works →

Thousands of places
to earn Credits.

Fuel stations. Supermarkets. Restaurants. Pharmacies. Fashion. Healthcare. Vehicles. The Anakin Network is being built across every category that matters to your daily life.

Building across everything that matters to your daily life.
Live Now Coming to Anakin
⛽ Fuel & Energy 🛒 Supermarkets 🍔 Restaurants 💊 Pharmacies ✈️ Flights 🏠 Housing 📱 Telecoms ⛽ Fuel & Energy 🛒 Supermarkets 🍔 Restaurants 💊 Pharmacies ✈️ Flights 🏠 Housing 📱 Telecoms
🚗 Vehicles 👗 Fashion 🏫 Education 🛡️ Insurance 💈 Beauty 🔧 Auto Repair 🏥 Healthcare 🚗 Vehicles 👗 Fashion 🏫 Education 🛡️ Insurance 💈 Beauty 🔧 Auto Repair 🏥 Healthcare
🚌 Transport 🏨 Hotels 📺 Electronics 🌾 Agriculture 🔨 Hardware 🎬 Entertainment 🐾 Pets 🚌 Transport 🏨 Hotels 📺 Electronics 🌾 Agriculture 🔨 Hardware 🎬 Entertainment 🐾 Pets
🏦
Institutional Fund Manager
Your Credits portfolio is held in a SEC-registered Nigerian Money Market Fund, managed by one of Nigeria's most trusted licensed fund managers.
📊
SEC-Registered Fund
Every credit you earn is a unit in a SEC-registered Nigerian Money Market Fund. Not loyalty points — real regulation.
🏛️
Powered by GTBank Infrastructure
Wallet infrastructure powered by Guaranty Trust Bank via HabariPay (Squad). CBN-regulated banking rails. NDPA 2023 compliant.
💸
No Lock-In
Your wallet cash is yours. Your Credits are yours. Withdraw your cash anytime. Liquidate your portfolio anytime — subject to any outstanding Credits Advance balance. No catches.

Bring a friend.
Both of you win.

Share your Anakin referral code with anyone. When they sign up and complete their first transaction, you both receive ₦1,000 worth of Anakin Credits — automatically.

₦1,000
worth of Credits for you
₦1,000
worth of Credits for your friend
Get Your Referral Code

Your unique referral code is in the app under Profile → Refer & Earn.

Credits are issued as MMF units at the prevailing NAV. The number of units issued varies with the daily NAV per unit.

Start earning.
Open the app.

Anakin is live. Sign up, fund your wallet, and start earning Credits on your very first transaction. You're already spending money on fuel, groceries, and airtime. With Anakin, every one of those transactions builds units in a SEC-registered Nigerian Money Market Fund — automatically, for free.